人身保险伤残评定及代码 Disability assessment and code for life insurance  ICS  03.060 CCS  A 11   中华人民共和国国家标准 GB/T 44893—2024 2024-10-2 6发布 2025-02-0 1实施     国家市场监督管理总局 国家标准化管理委员会 发 布 目　　次 前言   ·····································································································   Ⅲ 1     范围   ··································································································   1 2     规范性引用文件   ······················································································   1 3     术语和定义   ···························································································   1 4     伤残评定原则   ·························································································   1      4.1     确定伤残评定步骤   ···············································································   1      4.2     确定伤残评定时机   ···············································································   1      4.3     确定伤残类别   ····················································································   1      4.4     评定伤残等级   ····················································································   2      4.5     匹配保险金给付比例   ·············································································   2      4.6     多处伤残的评定   ·················································································   2 5     伤残的分类、等级及代码   ············································································   2      5.1     神经系统的结构和精神功能   ·····································································   2      5.2     眼、耳和有关的结构和功能   ·····································································   3      5.3     发声和言语的结构和功能   ········································································   6      5.4     心血管、免疫和呼吸系统的结构和功能   ·························································   7      5.5     消化、代谢和内分泌系统有关的结构和功能   ····················································   8      5.6     泌尿和生殖系统有关的结构和功能   ······························································   9      5.7     神经肌肉骨骼和运动有关的结构和功能   ························································   11      5.8     皮肤和有关的结构和功能   ······································································   16 附录 A （规范性）　条目编码规则   ·····································································   18      A.1     概述   ····························································································   18      A.2     字母和数字的含义   ·············································································   18      A.3     伤残分类代码   ··················································································   18      A.4     伤残代码和限定值说明   ········································································   21      A.5     身体功能与身体结构代码的关系说明   ··························································   25      A.6     身体结构、身体功能代码汇总   ·································································   26 附录 B （规范性）　伤残等级划分原则   ································································   29      B.1     一级伤残   ·······················································································   29      B.2     二级伤残   ·······················································································   29      B.3     三级伤残   ·······················································································   29      B.4     四级伤残   ·······················································································   29      B.5     五级伤残   ·······················································································   29      B.6     六级伤残   ·······················································································   30 GB/T 44893—2024     Ⅰ      B.7     七级伤残   ·······················································································   30      B.8     八级伤残   ··································································